A young couple, excited about buying their first home, are sitting with their mortgage broker when he brings up the idea of life insurance policies for both of them.
The wife looks confused. “What exactly is this?” she asks.
The husband, trying to sound casual, replies, “Oh, it’s just a basic policy. We pay a small amount each month, and if either of us passes away, the mortgage gets completely paid off. It’s pretty standard.”
The wife raises an eyebrow, “So, if I die, you get the house without any mortgage?”
“Yep,” the husband confirms. “But it works both ways—if I die, you get it mortgage-free too.”
Ignoring his attempt at equality, the wife probes further, “And if I did die, would you get remarried?”
The husband hesitates for a second. “Well, I suppose, being young and all, maybe. It’s a tough question.”
The wife narrows her eyes. “Would you bring your new wife to live in our home?”
“Well,” he replies carefully, “the house would be fully paid off, and it’s a beautiful place… so, probably, yes.”
Her voice now tense, she asks, “Would you two sleep in our bed?”
“Uh… it’s a very expensive orthopedic mattress, and you know I have back issues, so… yeah, I guess.”
The wife, now visibly irritated, shoots another question, “And would you let her drive my car?”
“Well, I wouldn’t want it just sitting there in the driveway,” the husband says with a shrug. “So yes, I suppose I would.”
Seething with anger, the wife finally snaps, “Let me guess, you’d even let her use my golf clubs?”
The husband shakes his head, “Oh no, definitely not! She’s left-handed.”